Portfolio Beta Calculator

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Portfolio Beta Calculator: Measure Your Market Risk Exposure

Calculate your portfolio's weighted-average beta to understand overall market sensitivity. See what a 10% or 20% market move would mean for your holdings.

February 15, 2026


You know each stock's beta, but what about your entire portfolio? A collection of high-beta growth stocks might give you a portfolio beta of 1.4 — meaning a 10% market decline could hit your portfolio by 14%. Understanding your aggregate market exposure is essential for managing risk, especially heading into uncertain markets.

Try It: Portfolio Beta Calculator

Enter your holdings with their portfolio weights and individual betas. The tool calculates your weighted-average portfolio beta and shows what different market scenarios would mean for your portfolio.

What Beta Tells You

  • Beta = 1.0: Moves with the market. A 10% market move → ~10% portfolio move.
  • Beta < 1.0: Less volatile than the market. Utilities, consumer staples, and healthcare tend to have betas of 0.5-0.8.
  • Beta > 1.0: More volatile than the market. Tech, biotech, and small-cap growth stocks often have betas of 1.2-1.8.

Managing Portfolio Beta

If your portfolio beta is higher than you are comfortable with, you can reduce it by:

  1. Adding low-beta positions — defensive sectors, dividend aristocrats, or consumer staples.
  2. Trimming high-beta positions — reduce overweight in speculative growth or cyclicals.
  3. Increasing cash allocation — cash has a beta of zero and directly lowers portfolio beta.

Screen by Beta

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